You Pay, Your Way

We want to make paying for your dental care as flexible and affordable as possible. We offer senior discounts and accept most forms of insurance.

In addition to traditional forms of payment, our office also offers several plans for extended payments for patients’ obligations for what their insurance does not cover or for patients without insurance. Some of the options are low interest or interest free, depending on the chosen length of term.

The following financial arrangements are available in our office:

  • Local personal checks
  • Traveler’s checks
  • MasterCard
  • Visa
  • Discover
  • American Express
  • Cash (a discount applies if the entire treatment plan is paid prior to treatment)
  • CareCredit (Up to 12-months of interest-free financing available for balances over $200)
  • Lending Club (Low-interest long-payment terms)
Care Credit Logo
Lending Club Logo

Dr. Kearney’s In-House Dental Plan

Dr. Kearney is now offering an In-house Dental Plan to patients who have no dental insurance or are unhappy with their current plan. This is only available to all self-pay patients, new and existing. You will find that our plan is friendly, eliminates the middleman (the insurance company), and has no annual maximum benefit limits. It enables you, the patient, to receive the care you need when you want it, and your dental care remains between you and your dentist. It also covers your continued care appointments to help you maintain your healthy smile.

Membership Benefits:

  • Adult or child prophylaxis – 2 per year
  • Periodic exam – 2 per year
  • Full mouth series of X-rays or Panelipse – 1 per 5 years
  • Bitewing X-rays – 1 set per year
  • Adult or child fluoride varnish – 2 per year
  • Advanced oral cancer screening – 1 per year
  • Periodontal gum screening – 1 per year
  • Periodontal maintenance cleaning (in place of Adult Prophylaxis) – 15% off

Any recommended treatment performed by Dr. Kearney will be given a 15% discount, and no services are excluded.

If you have any questions regarding the types of payment accepted or the plans offered at our practice, please give us a call at 719.593.8488.